Are you searching for whether does Navy Federal have Zelle? This article will provide you with all the information you need and how to link Zelle with Navy Federal.

Table of Contents

What Is Navy Federal?

Navy federal is a credit union with over 11 millions users. The headquarter is located at Virginia and has grown massively over the years. The bank is regulated by the National Credit Union Administration.

This bank offers it services to military veterans, their family members, serving officers and other military personnel.

The Navy federal offers loans with low interest and banking services with low fees. Loans are offered to you without checking your credit score, meaning that if your credit score is poor you can still get a loan with Navy Federal.

This loan is only available for a person who banks with Navy Federals.

However, the Navy federal works with many financial technology applications in other to make withdrawals and payments very easy for people. You can simply link your Navy Federal account to any of the fintech apps you want to use through Plaid or direct linking.

What Is Zelle And How Does It Work

Zelle is an online per to per mobile transaction application that is backed by 30 top banks in the United States.

Zelle facilitates an easy and smooth transaction that is it makes payment very easy without your needing to go to the and to carry out any transaction.

All the smooth services offered by Zelle are cheap compared to other mobile payment applications. With your Zelle account, you don’t need to worry about making transactions anymore as everything will be made easy with your Zelle mobile application.

Does Navy Federal Have Zelle

Yes, Navy Federal has Zelle. This means that you can make direct deposits or send cash from your Navy Federal account to your Zelle account.

You can link up your Zelle account with Navy Federal without facing any difficulties or challenges while doing so.

How do I set up Navy Federal with Zelle

Navy Federal mobile apps allow quick and safe transfer of money from your Navy Federal account to your Zelle account.

In other to set up your Navy Federal with Zelle to send money, here are the complete steps to follow:

  • Sign in to your Navy Federal Mobile Application.
  • Click on more at the bottom navigation bar on your Navy Federal application dashboard.
  • Click on Send Money and once it opens, select Send Money with Zelle options.
  • Click on the Get Started Button at the bottom of the screen. You will be provided with three options which are to Send Money, Request Money, and Spilt the bill with Zelle.
  • Select send money and click on add new contact choose from your contact the person you want to send money to.
  • Enter the amount of money you want to send and review the request and click on send.
  • The amount you want to send from your Navy Federal account will be instantly credited to the receiver’s Zelle account.

Is There A Limit On Zelle Credit Union

The limit of transfer from a Credit Union that works with Zelle depends on the Credit union policy. On Navy Federal, the maximum that can be sent through Zelle is $1,500 per minute and $3,000 for standard delivery( 2 to 3 business days).

How Long Does It Take To Receive Money On Zelle

Transfer made to Zelle takes an instant to arrive. In some situations, it could delay when they are some technical issue or the account from which the money was sent does not support Zelle for payment. This type of transaction could take 2-3 business days to arrive.


Navy Federal fully supports Zelle in making payments. If you have funds in your Nay Federal account you can easily send it to any Zelle account or Spilt bill with any Zelle account.

However, you are advised to make payments to only trusted people and platforms to avoid loss of funds.


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