In today’s fast-paced world, unexpected expenses can arise at any time, leaving many people in a financial bind. Thankfully, there are now free instant cash advance apps available to help people get the money they need to cover these expenses.

These apps provide quick and easy access to short-term loans without the need for a credit check or a lengthy application process. With just a few taps on a mobile device, users can apply for and receive funds in their bank account within minutes.

In this blog post, we will explore the best free instant cash advance apps available on the market today.  Whether you’re facing an unexpected medical bill or need some extra cash to cover your rent, these apps can provide the financial assistance you need, when you need it. So, let’s dive in and explore the world of free instant cash advance apps.

Table of Contents


Free Instant Cash Advance Apps


Dave is one free instant cash advance app that charges little to nothing when you apply for a cash advance. This app lets you apply for cash advances without needing to go to the bank where you will have to pay interest after the loan has been offered to you.
On Dave, a person who has an active account has access to a larger amount of cash advance than a person who doesn’t have an account.
Dave tracks all your business activities based on your location and knows when your payday will be due. One unique thing about the Dave app is that it gives you a chance to do side a gig where you can earn a little amount of cash online which you can use to make payment of your cash advance.
The user who has a spending account could have a cash advance of $5 to $200 and new users who don’t have a spending account only have access to a cash advance of $5 to $100.
In other to open an account on Dave, you need to download the app from the play store and open an account.


Brigit offers free financial services like budgeting and financial advice in other to enable you to make the best financial decisions.
However, to get a cash advance you need to opt-in for a premium plan, this premium plan will make the processing of your cash advance hassle-free.
The apps can give you a cash advance even on the day of your payday if you apply before 10:00 am. In other to apply for the loan, you need to download the app and set up your account.
You can request a cash advance of $50 to $250 which you will pay back on your next payday. You can as well adjust your repayment date twice in every cash advance you receive.


Chime is one of the free instant cash advance apps that gives you some cash advance awaiting your payday. Chime bank offers free online mobile banking that is provided by Bancorp bank.
The mobile app also facilitates the application of cash advance for the active user who has a spending account on the platform.
Chime allows you to apply and withdraw your overdraft via the SpotMe feature. Through this feature, you can apply for cash with zero fees once you have a functioning account.
However, one is qualified for a cash advance of $20 to $200 which you will pay back on your next payday.


With the MoneyLion app, you can track your finances, access mobile bank and investment accounts, apply for cash advances up to $250, establish credit, and more.
Anyone who has a qualifying bank account and wants Instant cash can apply on MoneyLion.
However, if you require your money right away, there will be a cost that will enable faster transactions.
If you looking for a free cash advance app then, the MoneyLion app is the one you can consider.
In other to apply for a cash advance, you need to have an active account with MoneyLion. The higher the number of transactions you carry out, the higher your chance of getting a large amount of cash advance.


Varo offers cash advances but with stringent eligibility requirements. Before you can request a cash advance on Varo, your account needs to be active for the past 30 days and a direct deposit of $1,000 have been made into your Varo account.
Although cash advances are given instantly without any fee attached, this requirement is very hard to meet up with as users who handle less cash on the platform won’t be able to apply for a cash advance on the Varo.
However, if you meet up with all the requirements, you can get a cash advance of $20- $200 at no fees, and anything above that may attract some little fees.


Albert is one of the popular cash advance apps that give you a cash advance of up to $250 without any fees.
Once your cash advance has been approved, the negative balance will be deducted from your next paycheck.
Users are not also required to signup for the premium package before they can access the cash advance. However, if you want your cash advance to be credited to your account instantly, you will be required to make a payment of $4.99 as this will enable them to process your cash advance within the shortest period and you can wait for 2-3 days if you don’t want to pay the fees.


SoFi is one of the Free Instant Cash Advance Apps that offer cash advances through their credit cards.
Unlike other apps mentioned above, SoFi is a bank which means you have a chance of applying for a large amount of cash advance.
The minimum cash advance that you can request is $40 and you can request cash advances up to $100 per day.
However, in other to apply for an account, you must have a SoFi credit card which means you need to have a bank account with SoFi bank.


The Empower app allows users to claim up to $250 cash advance without any fees or credit score checks.
In other to be eligible for a cash advance on Empower, they consider your past transaction and your paycheck amount, this will enable them to know the amount you can be offered.
An Empower card must be activated for a cash advance. It charges a monthly subscription of $8, but this comes with extra benefits such as cash-back rewards and free ATM withdrawals.


In conclusion, free instant cash advance apps can be incredibly helpful for individuals who need quick access to funds. These apps offer a convenient and accessible way to get cash in a pinch without having to go through the lengthy process of applying for a traditional loan.

However, it’s important to use these apps responsibly and be aware of any associated fees or interest rates. While the convenience of instant cash can be tempting, borrowing more than you can realistically pay back can quickly lead to a cycle of debt.

Related Posts




Leave A Reply