Getting a cash advance without a job is usually very hard because your lender needs to know your source of income and how you will pay back the money.

A cash advance is a financial help given to an individual in urgent need of cash till his payday arrives. This means that if you can request a cash advance from this app and when in need of cash, the amount that was lent to you will be deducted from your account.

However, some cash advances offer cash advances to people without regarding their employment status. That is, an unemployed individual can easily get a cash advance from the app and pay it back when the duration of the cash advance arrives.

The cash advance amount is usually within the range of $50-$1,000. Some cash advance apps may give more than this amount and the amount your request on all the cash advance apps depends on how frequent you’ve been using the app.

Even if you have a bad credit score, or you don’t have a job you can still apply for a cash advance because credit score and employment status are not the criteria used to approve one’s application.

All the applications are done online and don’t require any collateral or paperwork before your application will be granted.

Fair Credit Loan With Guaranteed Approval

However, in this article, we will be listing unemployment cash advance apps and how to go about their application.

Unemployment Cash Advance Apps

1. MoneyLion 

MoneyLion is a top financial technology that offers loans to unemployed people in the United State.

MoneyLion offers a credit builder loan to their customer with a low-interest rate. The loan application is online based and it doesn’t require any collateral.

As an unemployed individual, you can get a loan of up to $250- $, 1000.

In other to apply for a loan on MoneyLion, you must subscribe to the premium package which cost $19.9 monthly.

The requirement for the loan is your valid Email and phone number, social security number and a verifiable bank account that is at least 60 days old with proof of deposit.

2. Dave

Dave offers cash advances through its ExtraCash features. You can instantly get a cash advance of $500 on Dave without any fees, credit checks or available balances. 

The application is done online through the Dave mobile application or with the website version.

Dave also offers financial services like budgeting which will help you to manage your funds in the right way.

However, once you’ve created your account on Dave, you will be required to pay a monthly subscription fee of $1 or more to unlock the high amount.

Anybody can apply for a loan on Dave.

3. FloatMe

FloatMe is an unemployed cash advance app that will float you some money when you need urgent cash.

In other to be qualified for the FloatMe loan, you need to have received up to a $200 deposit into your main account before you can apply.

FloatMe charges $1.99 monthly fees. 

The application is done online and no background credit checks. Once you meet up with all the criteria needed to get a loan, the amount you request will be instantly deposited into your bank account.

4. B9( BNine)

B9 is also one of the cash advance apps for the unemployed.

You need to have a B9 account before you can start your overdraft application.

The application is done online and you only need your SSN or ITIN.

Once your application has been approved you can make a free transfer from your B9 account to any bank of your choice.

Cash Advance For Social Security Recipient 

However, on B9 there is a small subscription fee of $9.99 which includes a B9 visa and debit card. You can use the B9 card to make payments in any of your favourite shopping spots.

5. SoLo Funds

SoLo Funds is a community finance platform where members step up for one another. This loan is available for anybody who is a resident of the United States.

On SoLo funds, users can request loan amounts ranging from $50 to $500.

You also have the opportunity to choose when you want to pay back. However, the average duration set by SoLo funds is usually an average of 15 days and a max of 35 days.

The loan application is done online and doesn’t require any paperwork.

6. Chime SpotMe

Chime is a P2P app that facilitates the sending and receiving of funds. However, the platform has a feature that allows users to borrow money on the Chime platform.

Through the Chime SpotMe feature,e you can get an overdraft of $200 which will be instantly deposited into your checking account.

Chime SpotMe service is free and has no extra charges. That is you won’t pay interest when making a payment back to Chime.

Frequently Asked Questions 

What app will give me $100?

the apps that will lend you $100 instantly are:

  • Klover App
  • FloatMe App
  • Brigit
  • Empower



The apps listed above give you access to borrow money without regarding your employment status as to whether you’re fully employed or unemployed.

All the applications are done online with instant approval of funds.


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